CareCredit is a credit card designed to support your health and wellness wants and needs. It’s a way to pay for the out-of-pocket costs at over 270,000 locations nationwide including treatments, procedures and more for LASIK and Vision Care, Cosmetic and Dermatology procedures, Dentistry, Veterinary, Hearing Care and other specialties, and make convenient monthly payments. CareCredit is also accepted at select retail locations. If you are approved for the CareCredit Rewards Mastercard®, you will enjoy all the benefits of the CareCredit credit card plus the ability to use it for purchases everywhere Mastercard is accepted, and all purchases earn points that can be redeemed for rewards.

Your CareCredit credit card can be used at over 270,000+ locations nationwide for a variety of healthcare services including LASIK, Veterinary, Dentistry, Cosmetic surgery, Hearing care and more. Once you have CareCredit you can use it over and over for yourself, your family, and even your pets – without reapplying, as long as you have available credit. Search online to find the nearest locations where you can use your CareCredit credit card. If approved for the CareCredit Rewards Mastercard, you can use your card everywhere Mastercard is accepted and earn points on purchases. Purchases made at any CareCredit network location, at pet stores, grocery stores and on health and wellness purchases earn 2x points

The CareCredit credit card is accepted at hundreds of thousands of locations, including partners like Walgreens, Walmart®, and Sam’s Club*. Please search online to find a doctor or business in your area that accepts CareCredit. If approved for the CareCredit Rewards Mastercard, it is accepted everywhere Mastercard is accepted.

The easiest and fastest way to see if you prequalify for CareCredit is to use this link. You will get the prequalification decision within seconds and, if you prequalify, you can apply right away, with confidence. If you are approved, you will either be approved for the CareCredit credit card or the CareCredit Rewards Mastercard. To learn more about the CareCredit Rewards Mastercard click here.

You can also apply over the phone, toll free, at (800) 677-0718. If you choose to call, you can use our automated system 24/7 or you can apply with a live agent between 9:00am-9:00pm Monday-Friday, Eastern Time. Applicants must be at least 21 years of age to apply by phone (must be 18 or older to apply). Applicants by phone must have written copy of the credit card agreement before proceeding, which can be printed from carecredit.com or you can obtain from your provider. In addition, you can apply at healthcare provider locations that accept CareCredit. At this time, applications via a provider are only for the CareCredit credit card. If you would like your application to also be considered for the CareCredit Rewards Mastercard please apply at carecredit.com/apply.

When you see if you prequalify online, you find out if you are likely to be approved for a CareCredit credit card. Plus, it’s quick and there’s no impact to your credit score to check if you prequalify. If you receive an offer of credit and apply, there will be a hard inquiry on your credit report which may impact your credit score.

No. You can see if you’re likely to be approved with no impact to your credit score. If you receive an offer of credit and accept it, there will be a hard inquiry on your credit report, and it may impact your credit score.

No, prequalified offers are not guaranteed. But, you are very likely to be approved. You’ll still need to complete a full application for final decision, which will result in a hard inquiry that may impact your credit score.