An Alphaeon Credit Card, offered by Comenity Capital Bank, is a simple way to pay for procedures, treatments, products, and services provided by dentists, dermatologists, ophthalmologists, and plastic surgeons.

Pre-qualify to find out if you are likely to be approved and for how much with no impact to your credit score.* If you pre-qualify, simply select continue to complete the full application or ask your doctor’s office for help.

When you’re ready, simply tell your doctor you want to use your Alphaeon Credit Card to pay. As long as you spend $250 or more, you will be offered various promotional financing plans to make paying for your purchase easier.

Alphaeon Credit Card offers credit lines up to $25,000 based upon credit quality. Pre-qualify to find out if you are likely to be approved and for how much, with no impact to your credit score.*

Before completing your full application, you can pre-qualify to find out if you are likely to be approved and for how much, with no impact to your credit score.* If you pre-qualify, simply select continue to complete the full application or ask your doctor’s office to help you. Please note, if you do not pre-qualify instantly, you will not be approved if you complete a full application or ask your doctor’s office to apply on your behalf. However, you can try to pre-qualify again after 30 days.

No. If you don’t pre-qualify, you will not be approved. However, you can try to pre-qualify again after 30 days.

This means your application is pending, sometimes due to a credit lock or freeze. Please call the Account Protection Team at (800) 888-1726 for assistance. You may also receive a call directly from this team.

Yes. However, applications impact people’s credit differently. For example, if you have a high credit score and a long history of on-time payments, your credit is less likely to be impacted than someone who has a low credit score and a history of missed or late payments. Over time, the impact of these applications is less noticeable. Plus, if you are approved for an Alphaeon Credit Card and using it to pay your dentist, dermatologist, ophthalmologist, or plastic surgeon, your on-time payments will be reported to the credit bureaus helping to improve your overall score.

Multiple variables, including credit scores, are used to approve applicants. The only way to find out if you are likely to be approved and for how much is to pre-qualify. Pre-qualification does not impact your credit score*. If you pre-qualify, simply select continue to complete the full application or ask your doctor’s office to help you. Please note, if you do not pre-qualify instantly, you will not be approved if you complete a full application or ask your doctor’s office apply on your behalf. However, you can try to pre-qualify again after 30 days.

To apply you must be at the age of majority in your state or territory, have a valid government-issued photo ID, have a valid government-issued tax identification number (such as a SSN or SIN), and have a street, rural route, or APO/FPO mailing address as you can not use a PO Box mailing address. If your account is approved, you are able to change your mailing address to a PO Box.

No. Click here for important rate, fee, and other cost information.

No. Click here for important rate, fee, and other cost information.

No

Call 1-855-497-8176 (TDD/TTY 1-888-819-1918) to request a credit limit increase.

Absolutely. You can use your card repeatedly with no need to reapply. Plus, promotional financing plans are available for any purchase of $250 or more.